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As you slowly pass out to the background noise of a “Game of Thrones” rerun on HBO, you smile. Regardless of how solid your work ethic, the monotony of routine can slowly seep into your life and make things stale.

Have you forgotten that the borrowing binge in the years up to 2007 was precisely what tipped the Western world into its worst-ever recession?Private mortgage lenders have the same legal security in a mortgage as banks and other institutional lenders do.As with bank mortgages, all documentation, security registration and disbursement of funds are prepared and handled by a professional.With interest rates so low you should be shot of your debt all the sooner.That will give you a fantastic financial headstart, and free you up to prioritise other aspects of your finances, such as putting more into your pension.

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